An increase in consumer complaints over the cancellation or reduction of home equity lines of credit has prompted one federal banking regulator to remind financial institutions about the laws governing this type of loan.

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Citigroup spent $1 billion advertising it's Live Richly campaign from 2001 to 2006 encouraging Americans to take out home equity loans. Marketing executives knew that "second mortgage" had an unappealing ring. So they seized the idea of ...

California home loan is a borrowing taken against the equity of your house. This type of loan is an excellent source of funds especially if you need to invest a large sum of money in any venture. Home equity loans act as a revolving ...

One alternative to California home equity loans is a home equity line of credit. A HELOC, as it's often called, works just like a credit card. The difference is that your home is used to secure whatever you charge to this line of credit ...

From the late 1990s into 2006, consumers financed all sort of purchases with home equity loans.” “‘The problem we have in the US economy is too much spending, too much debt,’ Thornberg said. ‘This is an economy that will underperform ...

The most significant casualty being IndyMac of Pasadena, California and this was the second largest collapse in US banking history. Although, the Federal Deposit Insurance Corporation is expecting to payout some US$ 7 billion to ...

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Fire sale prices worsen US banking woes The Australian, Australia - 3 hours ago According to Fannie Mae, severities on prime and Alt-A loans (a category between prime and sub-prime) have reached 40 per cent in California. ...

Yadkin Valley Financial Corporation. Q2 2008 Earnings Call Transcript Seeking Alpha, NY - 3 hours ago I’m pleased to say that our economic structure remains challenging for our industry, loan growth continues and asset quality remains ...