WASHINGTON - DEFAULTS are increasing among US homeowners with good, but not perfect, credit histories who obtained a non-traditional mortgage, a top US banking regulator said on Friday.

The credit crisis is no longer just a subprime mortgage problem. As home prices fall and banks tighten lending standards, people with good, or prime, credit histories are falling behind on their

The credit crisis is no longer just a subprime mortgage problem. As home prices fall and banks tighten lending standards, people with good, or prime, credit histories are falling behind on their

As home prices fall and banks tighten lending standards, people with good, or prime, credit histories are falling behind on house payments, auto loans and credit cards.

WASHINGTON - Former Federal Reserve Chairman Alan Greenspan acknowledges he failed to see early on that an explosion of mortgages to people with questionable credit histories could pose a danger to the economy.

Delinquency rates on residential mortgages rose in Pennsylvania in the second quarter, propelled by a sharp increase in late payments by homeowners with spotty credit histories, a trade group reported Thursday.

Delinquency rates on residential mortgages rose in Pennsylvania in the second quarter, propelled by a sharp increase in late payments by homeowners with spotty credit histories, a trade group reported Thursday.

Delinquency rates on residential mortgages rose in Pennsylvania in the second quarter, propelled by a sharp increase in late payments by homeowners with spotty credit histories, a trade group reported Thursday.

... even those with good incomes and sterling credit histories — could afford to get into the housing market as home prices ... by job losses in general or seen a decline in speculation-driven construction, such as South Florida, parts of California ...